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"Buy and have your tenants pay off the mortgage, and retire with paid off properties."
Our investors understand that investing in Canada means holding long-term, because real estate in Canada trends upward in the long-term.
There may be some market turbulence as the government tries to get control of inflation by increasing interest rates in the short-term. But our investors know that Canadian real estate is a global commodity and that using Seller Take Back (STB) is the only way to buy real estate now. In this high interest rate environment, it's a Buyer's market, and Seller's realize that they need to be flexible. We have been structuring STB mortgages since 2007. Why buy real estate any other way?
Buy a Mortgage, Be the Bank!
Current mortgage principle amount $35,000
10% discount, buy for $31,500
4% Interest Rate
1 Year Term
Including the discount plus the rate, gives you a 15.55% ROI
Seller Take Back mortgages can come in several different forms. The determining factor, however, is that the Seller of a property lends money to the Buyer of that property, in order for the transaction to take place.
We are focused on creative financing for real estate. Our team is actively sourcing quality deals for our clients. We source deals from our subscriptions, databases, agents, lawyers and accountants. Our affiliation with investors of real estate through fund management and private mortgage services, gives us exclusive access to off-market deals. However, access to deals is one thing. The key to success is our ability to craft a quality deal for our Buyers and Sellers.
With the leadership of Lijoy Ulahannan, we have successfully used seller take back mortgages as a creative financing tool to get deals closed.
As a Speaker and Author, Lijoy Ulahannan is an authority on Commercial Real Estate in Canada. Lijoy has written a number of real estate texts and manuals.
With over 17 years experience in all areas of Real Estate and Finance, Lijoy has had great success as Managing Director for Golden Horseshoe Capital, and as well as in prior management roles in government, with the BC Ministry of Health and in the private sector in Retirement and Nursing Homes with Chartwell REIT and Extendicare REIT.
Lijoy is a licensed Real Estate Broker and Coach for the Toronto Branch of Fidacity Realty.
Lijoy is also a licensed Mortgage Broker at Fourplex Mortgage Inc., Brokerage. Lic# M08004558